Applying for a home loan? Here are 7 common mistakes Kiwi borrowers make and how to avoid them:
Banks only offer their own deals. I will compare all lenders, so you get the best option, not just one bank's offer.
Home loans involve more than just interest rates. Watch out for:
Interest-only? Fixed? Floating? Split loans?
The wrong structure can cost you thousands. I will help you set it up right.
Just because you're approved for a big loan doesn't mean you should take it. Leave room for unexpected costs.
A missed bill from years ago can derail your application. I will help you check and tidy up your credit report.
Banks and lenders are slow. Start the process early so you're ready to move fast when you find the right property.
A home loan is one of the biggest financial decisions of your life. Get advice—it's free, and it can save you thousands.
Let's have a chat and make sure you get the best deal possible.